BetterWaysToday - How to Save More, Earn More and Live Better.

Work-At-Home
Opportunities

Affiliate Marketing
S choolbook for
Beginners
Comprehensive course
presented in simple terms
with screen by screen
examples.

The Blogging Insider
No hype, easy to understand
course on blogging for cash

Turn Cupcakes
I nto Cash
Earn extra income from your
cupcake baking skills

Write Your
Own E-Book
How to write your own
profitable E-book in 7 days

Note: These programs are
not Get-Rich-Quick schemes.
They are legitimate vehicles
to earn extra money at home,
based on your time,
effort and understanding.

1) Slash Costs. 2) Maintain Quality. 3) Pocket the Difference.

This is the theme of our Spend Less, How To Budget and Budget Cutters
sections. We feature a free, easy 5-step budget plan coupled with savings of up
to 90% on items and services that we all pay for regularly: Groceries, household
supplies, clothing, appliances, electronics, movies, health-related costs, dining
out, jewelry & gifts and much more. There are no strings attached, sacrifices
involved or the notion of "doing without" to save money. We have simply
assembled some of the web's very best deals in one place. More specifically, we
concentrate on straight deals, that is, no clubs to join, no recurring fees, no
aggravation. Just a free portal to huge savings. In those select cases where a fee
does apply (i.e. The Grocery Game), the benefits far outweigh the minuscule cost.

On the income side, we focus on traditional employment and legitimate
Work-At-Home opportunities to earn extra money in your spare time or to even
replace your current job. Most importantly, we have pre-weeded out the junk,
fluff and scams. This web site does not advertise or endorse "Get-Rich-Quick"
schemes. They are a waste of time and money and thus, the antithesis of our
financial philosophy. We are not handing out magic wands or winning lotto tickets.
Rather, we are showing the path to professionally written programs for increasing
your income on your own time. All of these programs feature a minimal out of
pocket cost, money-back guarantee and require no prior experience. The tools are
there but as with any worthwhile venture, your rewards will correspond with your
efforts.

In "Live Better", we spotlight fun, hobbies, recreation, relaxation and free valuable
resources on the web.

Check Your Credit Report

Did you know that under federal law, everyone is entitled to a free credit report
once per year from all three reporting agencies, with no strings attached? It is
vital that you check your credit report annually and verify that all information is
correct. There are absolutely no fees or charges. Click here to get your reports or
call 1-877-322-8228. Warning: Along the way, the individual credit reporting
agencies will attempt to sell you optional products, such as ongoing credit
monitoring programs. You do not need to make any purchase to receive your
free annual credit reports.

Credit Card Debt: The Real Financial Killer

Nothing kills a budget like excessive credit card debt. It is all things bad:
Outrageous interest rates, drain on cash flow, negative credit rating and the
emotional baggage of paying for things in the past. Current statistics show that
the average U.S. household carrying a credit card debt is carrying an average
balance of nearly $17,000. To make matters worse, in a weak economy such as
we are, credit card companies are tightening their belts even further on
customers: Lowering credit limits at a moment's notice as well as raising interest
rates in response to late payments.

If you are making only the minimum payments on your credit cards, you may not
pay off your balances for 20, 30 years or more. Such is the case that your credit
card debt may very well outlive you. If you are in a position to refinance your
home with a cash-out option, this may be the best available option to escape the
strangling credit card debt. You will save a ton on money on your monthly
payments due to today's low mortgage rates and your interest may be
tax-deductible, saving you a great deal more.

Whether or not refinancing your mortgage is an option, there is help for you.
CreditCards.com is the all-in-one free source for information. This site allows you
to comparison shop your current cards for better deals concerning interest rates,
credit limits and cash-back options. There is also a mountain of helpful
information, credit card calculators, worksheets and advice tailored to your
specific situation. Anyone who is serious about improving their financial outlook
needs to take a long hard look at their credit card situation and take steps to
improve it immediately.

Pay It Forward

Our web site is designed to help people improve their financial lives immediately. If
you follow through and find yourself in a much better position, please consider
giving a little to those who do not have the same wherewithal. The United Way,
The American Red Cross, The American Cancer Society and The National MS
Society are just a few of the many worthwhile charities dedicated to helping people
in immediate need. Your contributions will be tax-deductible in most cases and you
will be performing the greatest service of all: Helping someone who cannot help
themselves.

Protect Children Online

The internet is a vast, wondrous source of education, entertainment, shopping
and convenience. Unfortunately, it can also be a dangerous playground for
children and minors regarding sexual predators, bullies, harassers and ill-intended
marketers. If your child is under legal age, it is imperative that you continually
monitor their online time to keep them safe and maximize the value of their
internet experience.

EnoughisEnough is one of the definitive sources for online child safety. Featuring a
wealth of free information and tips for parents, this web site is dedicated to
minimizing the risks for all concerned. Founded in 1994, this organization offers
over 100 videos to educate parents and guardians on how to protect their young
loved ones. EnoughisEnough has been featured on numerous national broadcasts
and offers an Internet Safety 101 Quiz to quickly test your safety savvy.

Another excellent source of child safety information is the F.B.I's Parent's Guide to
Internet Safety. Here you will find valuable tips, tools and ways to report any
suspected foul play immediately. There is help for people of all ages and advice for
avoiding and reporting on internet scams and other shady behavior.

Home

Free Money Management Software

Mint.com is a free online service which keeps track of all of your financial accounts
in one convenient place. That is, all of your bank accounts, credit cards, loans,
assets, etc. This is most helpful as it eliminates the need to sign onto each of
your individual account web sites to check your transactions. But Mint has more
powerful features as well. The built-in budget program allows you to set up goals
for each of your spending categories and then compares them to your actual
transactions to show your progress. In addition, the outstanding reports include
spending by category and by merchant, regardless of whether it is a cash or
charge transaction.

There are many other features, such as customizable alerts and personalized
advice. Mint will also analyze your accounts, along with your spending habits and
automatically suggest better alternative deals for each. This is a wonderful service
in and of itself and is completely free. Your information is safe as it is password
protected and the site uses bank-level encryption security. There is also a
smartphone app, which ties into your Mint account, enabling you to quickly check
all of your accounts and transactions from anywhere.

Greetings and Welcome. This is the web site that is dedicated
to showing everyday people how to easily improve their
financial lives IMMEDIATELY, TODAY, RIGHT NOW. We do so
in an honest, upfront manner through articles, tips, tools and
direct links to free resources, hassle-free budget-slashing
deals and legitimate money-making opportunities. Our financial
management and budgeting philosophies are simple:

How to Save More, Earn More and Live Better Today


	Free Resources



		Dropbox Free online backup storage, fully integrated with PC/Mac DVD Catalog Software Free high quality program for managing your DVD/BluRay's Mint.com The best free way to manage all of your financial accounts Legacy Family Tree High quality free genealogy software Pandora Free fully customizable streaming internet radio Paypal The best free way to pay and get paid online WebMD One stop source for all health related issues ZabaS earch Free high quality people search

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Your Government is your Friend

Many people have a negative or apathetic view of our federal government and
with good reason: They've run up a $14,000,000,000,000.00 debt, yet continue
to make fiscal policy for us. Although they are an excellent example of "How Not
to Budget", the fact remains they are a valuable resource for consumer rights
information. The Federal Reserve System and the Internal Revenue Service web
sites provide valuable data and tips concerning consumers rights, credit matters
and tax information.